Elizabeth Kusmider, CFP®, helps Houston families, business owners, and their advisors figure out what coverage they need, compare it objectively across carriers, and keep it on track over time.
By completing this quiz or requesting a call, you may be contacted by a licensed insurance agent.
You are not sure what coverage you need, what kind, or how it fits into the rest of your financial plan.
Policies are hard to compare, easy to misunderstand, and often sold without long-term oversight.
Navigating insurance options can sometimes feel overwhelming, leading to hesitation when making important decisions.
For people protecting income, loved ones, and future goals.
For people with business risk and shared responsibility
For people planning beyond working years
For financial professionals looking for reliable client solutions.
Want clarity, not pressure, and coverage that is tailored to your life.
By completing this quiz or requesting a call, you may be contacted by a licensed insurance agent.
Want a reliable partner to handle complex insurance planning for you and your business.
By completing this quiz or requesting a call, you may be contacted by a licensed insurance agent.
Want scalable, consistent insurance expertise embedded into your firm’s client experience.
By completing this quiz or requesting a call, you may be contacted by a licensed insurance agent.
Your coverage is designed around your overall financial strategy.
We evaluate options across participating carriers to help identify suitable solutions tailored to your unique objectives.
We review your coverage as your life and business change, not just when the policy is placed.
You'll know our role and how we're compensated before you decide.
A short, no-pressure quiz for pre-retirees who want clarity, not a sales call. Reviewed personally by Elizabeth Kusmider, CFP®.
Try the 5-Minute Long-Term Care Planning QuizBy completing this quiz or requesting a call, you may be contacted by a licensed insurance agent.
This quiz is an educational diagnostic tool intended to illustrate general planning concepts. Results are based on information provided by the user and do not constitute an insurance recommendation or offer of coverage.
Life insurance planning for people who want clarity, structure, and long-term oversight.
Securities offered through Simplicity Investments, Member FINRA/SIPC. Insurance and consulting services offered through Kusmider Consulting. Kusmider Consulting is a separate and unaffiliated entity from Simplicity Investments.
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Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the U.S.
This material is provided for informational purposes only and is not intended as legal or tax advice. Consult your personal attorney or CPA for guidance on your specific situation.