Services
Kusmider Consulting is an independent brokerage firm with access to dozens of top insurance carriers. As a broker, we prioritize clients’ needs and find the best solution to meet their goals.
High-touch consulting with personalized solutions
Policy reviews
Regularly reviewing your coverage is essential for optimal planning. Insurance reviews should be performed at least every five years and with major life events such as significant income growth, a new marriage, and children.
We can help you get the necessary documents and analyze your goals and policy performance to ensure you have the necessary coverage.
Comprehensive business solutions
Customized tools and solutions for growing companies, protecting owners from loss of business partners or key employees.
Buy-Sell Planning and Funding
Deferred Compensation and Executive Bonus Plans
Key Employee Protection and Retention
Estate planning
In collaboration with estate attorneys, we offer assistance in maximizing your legacy by planning and reviewing life insurance within trusts and estate plans.
ILIT Consulting and Reviews
Legacy Planning
Charitable Giving
Family Protection
Income Replacement
Insurance maximization
Designing insurance solutions to fill a need and maximizing benefits and funds used.
Retirement Planning Tools
IRA Strategies
Tax Optimization
Transfer Planning
Long-Term Care Bundling within Life Insurance
Coverages
-
Life Insurance
Secure your family and your future. We assist by reviewing your needs and exploring the best solutions for your goals.
-
Long Term Care
Ensure your wishes are met. We help by creating a plan with you and organizing the funds to meet those objectives.
-
Disability Insurance
Your most valuable asset is your income. A paycheck makes everything in life possible. We assist you in safeguarding your lifestyle.
-
Annuities
An investment vehicle utilized to create consistency and wealth accumulation. We can help you review the best option for you.
